These selected funds all have superior performance dating back for 5 years or more and have had the primary fund management in place for a minimum of 3 years. Most do not charge a load for investing. A few do charge a load (such as AEPGX, TPINX and NEFZX) but were previously or currently available for no load in certain qualified pension plans. All are open ended funds except for MDY, SH, SDS and DOG, which are exchange traded funds. Please keep in mind that there are many excellent funds available. Please also keep in mind that you should do your own research prior to investing in any mutual fund, in order to ensure that the fund meets your own criteria and investing goals.

Large Cap Value:


  1. Amana Trust Income AMANX
  2. American Century Equity Income TWEAX
  3. Wasatch 1st Source Income Equity FMIEX

Large Cap Growth:


  1. Amana Trust Growth AMAGX
  2. Fidelity Contrafund FCNTX
  3. Manning and Napier Tax Managed EXTAX

Mid Cap Value:


  1. Perkins Midcap Value J JMCVX
  2. Perkins Midcap Value L JMIVX
  3. Rydex/SGI Midcap Value A SEVAX
  4. S & P Midcap SPDRs MDY

Mid Cap Growth:


  1. Goldman Sachs Growth Opportunity Svc GGOSX
  2. Westcore Select WTSLX

Small Cap Value:


  1. Royce Special Equity Invmt RYSEX

Small Cap Growth:


  1. Baron Growth BGRFX
  2. Buffalo Smallcap BUFSX
  3. Wasatch Smallcap Growth WAAEX



  1. American Funds Europacific AEPGX
  2. Artio International Equity BJBIX
  3. Artisan International Value ARTKX
  4. Columbia International Value EMIEX
  5. Delaware Emerging Markets DEMIX
  6. Evergreen Emerging Markets EMGAX
  7. Henderson International Opportunities HFOAX
  8. Matthews China MCHFX
  9. Mutual European MEURX
  10. Mutual Global Discovery MDISX
  11. ING Russia Fund LETRX



  1. Templeton Global Bond TPINX
  2. Buffalo High Yield BUFHX
  3. Loomis Sayles Strategic Income NEFZX
  4. American Century Diversifed Bond ACLDX
  5. Calvert Long Term Income CLDAX
  6. Calvert Short Duration Income CSDYX
  7. Calvert Ultra Short Income CULAX

Short Funds – These funds move inversely to the stock market and are most often used as a hedge against the possibility of loss.


  1. Short S & P 500 Proshares SH
  2. Short Dow30 Proshares DOG
  3. UltraShort S & P 500 Proshares SDS